WE DO NOT DISCLOSE ANY NON-PUBLIC PERSONAL INFORMATION ABOUT OUR CUSTOMERS OR FORMER CUSTOMERS TO ANYONE, EXCEPT AS PERMITTED OR REQUIRED BY LAW.

Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.

Collection of Customer Information

We work hard to ensure that your information is accurate, current, and complete. Should you believe information we have to be inaccurate or incomplete, please notify us. We will investigate your concerns and correct any inaccuracies.

We collect non-public personal information about you from the following sources:

Information we receive from applications or other forms;
Information about transactions with us or others; and
Information we receive from consumer reporting agencies.

Protection of Information via Established Security Procedures

We are committed to the security of financial and personal information. All of our operational and data processing systems are in a secure environment that protects account information from being accessed by third parties.

We restrict access to non-public personal information to those employees who need to know that information to provide products or services to those consumers. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard non-public personal information.

Maintenance of Accurate Information

We have established procedures to ensure that financial information is accurate, current and complete in keeping with reasonable commercial standards. Should you find inaccurate or incomplete information in our records, we will investigate your concerns and correct any inaccuracies in a timely manner.

Service Providers

The law does allow us to disclose information to service providers. These generally assist us to:

Process transactions you have requested;

• Maintain or service your account;
• Comply with laws and regulations;
• Help us design and improve our products and services, or;
• Are necessary to effect, administer or enforce a transaction.

When we enter a contractual agreement with a service provider, we prohibit them from disclosing or using that information for any other purpose.